Credit & Risk Management
Our expertise spans the deal lifecycle and covers the areas of underwriting and originations, portfolio monitoring, business intelligence and reporting, risk analytics, including predictive analytics services, and collections analytics.
Our risk analysts engaged in enterprise risk management functions cover credit risk analytics, market risk analytics, and operational risk analytics. We help our clients drive the key business outcomes of loss minimization, regulatory compliance, and reduced cost of operations.
Our risk management solutions can be summarized under:
Credit risk analytics across deal lifecycles from origination to collections:
This includes credit risk management, borrower financial and credit analysis, building scorecards for credit decisions, periodic portfolio review, credit risk rating and support for underwriting and portfolio management functions, fraud analytics, KYC services, and AML processes.
Operational risk management:
This include specific operational process reviews, risk control evaluation and self-assessments, credit and collateral management, data integrity, analysis and validation, business continuity planning, capital assessment and risk mitigation and fraud risk assessment services. We provide end-to-end and specific components on operational risk services aimed at enabling clients to enhance their enterprise-wide risk management capabilities.
Helps our clients manage their credit risk, operational risk, and market risk through the rigorous and evolving regulatory environment.
Capital planning and forecasting:
Prime Potential Informatics has strong capabilities in portfolio analytics, including capital planning and loss forecasting, model development and validation, stress testing, and risk reporting are among others.